Mutual Funds as a second business / a passive income source

Good morning, Retirement phase is a tricky time to handle with , the most important thing that matters is Regular increasing positive cash inflow to your bank account each month or on annual basis , as life expectancy is increasing through the time ,it's about to average at 79 years by 2028 in India,each future retiree must consider some important points while dealing with advisor while planning it few years away from retirement age . 1. Expenses heads 2. Consumer price inflation 3. Lifestyle cost and maintenance 4. Return from the investment 5. Regular income or withdrawal 6. Liquidity of assets 7. Taxation - tax adjusted return 8. Consistency of regular return 9. Risk management 10. Miscellaneous safety measures 11. Safety oriented asset allocation 12. Divestment of physical assets which are non manageable 13. Regular monitoring- quarterly to check portfolio 14. Proper medical insurance 15. No monetary liabilities 16. Reverse mortgage as income generation tool 17. Considering pos...

Investment in Mutual Funds are Subject to Market risk .....This is the disclaimer written with each mutual fund communication to the public by SEBI (Securities and Exchange Board of India ) to make people cautious while investing through mutual funds schemes , But this is only the beginning or the basic to the Risk , The degree of Risk taken in produces returns on investments , Risk free rate is the rate of return delivered without any deviation , the risk is nothing but the deviation from the expected return from the investment , Risk / Reward ratio defines the relationship between the risk and the return , A person walking on his foot on the road on the footpath is less prone to risk of accident until some external events occurs to damage him in some way , But a Biker , riding the bike at 60+ Km/Hr speed is more prone to collapsing or getting hit by some vehicle , Here Safety Plays a important role , means if the biker has checked his bike's fitment before riding it like brakes ,...

Good Evening Investors!!! SIP - Success investment Plan , Saral Investment plan , Sabse important plan , these are some full forms which are very popular amongst investors , SIP is must today for everyone, it should be the first investment for all, the power of SIP , Long term investment and compounding function are the three ingredients for long term wealth creation , Diversified Equity Mutual funds has a long past performance track records available to date , a regular SIP in ELSS tax saving schemes generated immense wealth in 20 years of time, If an investor started an SIP of  5000/- rs per month which run for 240 months having generated  CAGR of 12% per annum then today after 20 years, total investment value of rs 12,00,000 is  more than 45,00,000/- almost 4 times of investment value.

Good Morning Readers ,  I have already talked about SIP - Systematic investment plan, where Funds from investor's bank account gets deducted each month or week or bi weekly or quarterly as per the instructions given for investment into a mutual fund scheme on a pre specified date and amount , Here STP is Systematic Transfer plan , where Firstly investors park their lumpsum investment amount let say 100000/- INR in a Liquid or Liquid plus mutual fund scheme where the Safety of the capital , liquidity and returns are well managed and then an amount from liquid / plus funds gets transferred to the mutual fund schemes mostly an equity scheme and that transfer could be daily , weekly , monthly on a pre specified date and amount , STP are very good investment strategy to gain advantage of volatility and rupee cost averaging , When markets are highly volatile due to some national and international economical factors , STP is a very disciplined and one of the good approach to enter in the ...

Hello Readers , I hope you all are doing good , OTM- One Time Mandate , OTM is a kind of payment instrument where An investor fills up the the OTM or NACH - National Account clearing house or SI - Standing Instruction or ECS - Electronic clearing system , This helps Investors to decide how much money he wants to invest or transact in mutual funds scheme and here multiple transactions can be placed in a working day , OTM can be setup in two ways - Electronic and physical , Electronic mandate can be set up by Mail approval that has a limit of Rs. 1,00,00,00/- and Physical scan upload mandate has a transaction limit of Rs. 1,00,00,000/- , OTM is the best way to invest in mutual funds , In today's time In India BSE STARMF is a very good MF transaction platform where OTM got registered on the name of ''ICCL'' Indian Clearing Corporation Limited , which is Subsidiary collection organization of BSE limited , Once Investor's mandate is registered on ICCL , The investor ...

Good Morning , Today we will talk about RoBo Assisted app for mutual funds investments , I provide a Google Android Play store application to invest in mutual fund scheme through a robo/AI Artificial Intelligence assistance , For that you need to download MFDPKVERMA app from Google play store , kindly install the app on your android smartphone , as of now Apple Phones are not supported , Once you will install the app , you need to click on the app to open it , Once you open the app it will ask your name and contact details then you have to follow instructions for making your kyc if its not made till date else please follow the below steps to complete the kyc process !!! Step 1 Personal Info. Step 2 Identity Step 3 Address Step 4 Correspondence Address Step 5 KYC Forms Step 6 Fatca Step 7 Signature Step 8 Photo Step 9 Video Verification Step 10 Aadhar E-sign verification

Hello Investors, Gone are the days when an investor used to invest in Indian Equity Market to gain advantage of efficient inflation adjusted returns, The recent Pandemic was the outcome of Globalized civilization where different countries and continents are well connected via flight , in short every singe human being is today connected with the rest of the world and how its connected that does not need any explanation , Technological development and research have changed the face of planet Earth today , Abundance of easily accessible Information over internet brought a new era of independence and freedom to change the mind set of a common investor of any country , Investment is now become borderless and easily accessible to any class of investor today , Out of all Asset classes available till date Equity investments has surpassed each asset classes by a huge return margin and Return is incomplete without risk where underlying risk of  Volatility in price , Phases of economies as bo...