Retirement planning - Decumulation process

Good morning,
Retirement phase is a tricky time to handle with , the most important thing that matters is Regular increasing positive cash inflow to your bank account each month or on annual basis , as life expectancy is increasing through the time ,it's about to average at 79 years by 2028 in India,each future retiree must consider some important points while dealing with advisor while planning it few years away from retirement age .
1. Expenses heads
2. Consumer price inflation
3. Lifestyle cost and maintenance
4. Return from the investment
5. Regular income or withdrawal
6. Liquidity of assets
7. Taxation - tax adjusted return
8. Consistency of regular return
9. Risk management
10. Miscellaneous safety measures
11. Safety oriented asset allocation
12. Divestment of physical assets which are non manageable
13. Regular monitoring- quarterly to check portfolio
14. Proper medical insurance
15. No monetary liabilities
16. Reverse mortgage as income generation tool
17. Considering postponing or preponing retirement age 
18. Cutting on expenses which is not feasible 

apart from above mentioned points one can have many other concerns also ,that will be discussed during meeting.
Thanks and regards

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