Mutual Funds as a second business / a passive income source

 As the name suggests Indexation - relaxation of cost of inflation , price of a unit of debt mutual funds or real estate assets .Indian Government discounts price hike of a property due to inflation . A Debt mutual fund is a kind of loaning to borrowers from investors who invest the excess money in the debt mutual fund schemes , basically investors gets rental income in terms of interest payment on a periodic basis and get back principal amount once bond tenure ends , So the profit over principal is called gains , a long term gain is called once an investor invests money in a debt mutual fund for more than 3 years of period , after 3 years Capital as a principal and interest as gains realized by the investor , the taxation is called long term capital gain tax or LTCG in short form. Let us assume , I invested 100000/- INR on 15.07.2018 in a debt mutual fund schemes and today on 16th of July 2021 withdrawing the money from scheme , let say return realized @ 7% per annum compounded an...

''Inflation'' an invisible enemy to your wealth creation process that keep on eating away almost 50%-100% capital value with the passing of each day , Hardly 1% investors knows this nuance of the inflation factor while investing. India since 1957 facing 7%-8% of Consumer Price Inflation year on year basis , a 1 re coin has literally no value today , a value of 100 INR currency note is degrown to Re 1 only in last 65 years , means things become 100 times more expensive than what it was 65 years ago . An investment done having generating 7%-8% of return will keep your money value intact in future ,there is no scope for wealth creation , almost majority of financial savings are struggling to beat rate of inflation because of the reason that inherent return is not more than 3%-8% . Government's small saving schemes , Banks Deposit programs , Real Estate Rental Income are not generating enough return that could beat inflation. investors think that they have their investm...